Here we have collected the most frequently asked questions about financing cosmetic surgery. As each treatment is tailor-made, your question may not appear in the collection. Do not hesitate to contact us personally.
Frequent questions
Who is my financing partner credit4beauty?
credit4beauty is our cooperation partner when it comes to financing medical and cosmetic treatments.
4beauty Assekuranzmakler GmbH
c / o German Chamber of Commerce in Austria
Schwarzenbergplatz 5 Top 3/1
1030 Vienna
+43 (1) 253 5932
What are my advantages with financing?
- Special repayments are possible
- The early termination of the contract is possible
- You get the cheapest rate on your beauty treatment
- Credit approval within 24 hours
- Up to € 30,000 possible financing amount
- 6 – 72 months term
- Up to € 7,500, you only need to present your bank card and ID
Who can apply for funding?
- Employees in a regular employment relationship
- Self-employed from one year of self-employment
- Apprentices (duration only within the training period)
- Students with part-time jobs
- Retirees
What requirements do I have to meet to apply for funding?
- Place of residence and bank details in Germany or Austria
- No negative entry in the credit report
- Regulated income
- Of age
What are the conditions?
credit4beauty offers the possibility to conclude financing with a term of a maximum of 60 months. The fixed interest rate is 7.49% p.a. Special repayments or early repayments are possible at any time. The installment to be paid is based on the amount to be financed and the duration.
The internet is often advertised with low conditions, why not here?
The bank does not receive any equivalent value or security for the financing of a cosmetic operation, as the treatment cannot be reversed. To compensate for this risk, the interest rate is higher than for home or car financing, as there is always an equivalent value available for the bank. However, we at credit4beauty offer you an interest rate that is 2.5% below that of the other providers.
How can I submit my financing request?
A non-binding financing request can be made using the request form on the homepage www.credit4beauty.at.